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The U.S. Experience with No-Fault Automobile Insurance

No-fault regimes, a formerly popular alternative to the tort compensation system for auto-accident victims, have gradually lost support. Over time, premiums and claim costs have grown in no-fault states relative to other states, primarily driven by explosive medical cost increases. No-fault and tort...

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Guardat en:
Autors principals: Anderson, James M., Heaton, Paul, Carroll, Stephen J.
Format: Online
Idioma:anglès
Publicat: RAND Corporation 2023
Matèries:
Business
Law
thema EDItEUR::K Economics, Finance, Business and Management::KF Finance and accounting::KFF Finance and the finance industry::KFFN Insurance and actuarial studies
thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNP Financial law: general::LNPN Insurance law
Accés en línia:ONIX_20231005_9780833049469_645
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Sumari:No-fault regimes, a formerly popular alternative to the tort compensation system for auto-accident victims, have gradually lost support. Over time, premiums and claim costs have grown in no-fault states relative to other states, primarily driven by explosive medical cost increases. No-fault and tort states have also converged across many domains affecting costs, including excess claiming, litigation patterns, and noneconomic-damage payments.

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