Wybrane źródła finansowania mikro-, małych i średnich przedsiębiorstw w Polsce

The enterprises operate in a competitive and unstable environment, which is considered a normal phenomenon in a free-competitive economy. They constantly look for better and better solutions for the effective functioning of their business. Micro, small and medium-sized enterprises (MSMEs) are a key...

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Autores principales: Fila, Joanna, Grzegorczyk, Elżbieta, Paduszyńska, Marta
Formato: Online
Lenguaje:polaco
Publicado: Wydawnictwo Uniwersytetu Łódzkiego 2024
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Acceso en línea:ONIX_20240716_9788383310183_430
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author Fila, Joanna
Grzegorczyk, Elżbieta
Paduszyńska, Marta
author_browse Fila, Joanna
Grzegorczyk, Elżbieta
Paduszyńska, Marta
author_facet Fila, Joanna
Grzegorczyk, Elżbieta
Paduszyńska, Marta
author_sort Fila, Joanna
collection Directory of Open Access Books
description The enterprises operate in a competitive and unstable environment, which is considered a normal phenomenon in a free-competitive economy. They constantly look for better and better solutions for the effective functioning of their business. Micro, small and medium-sized enterprises (MSMEs) are a key element of any market economy. These entities are perceived as a group facing numerous barriers, both at the time of their creation and further operation. One of the key limitations, often conditioning the establishment or continuation of operations, is the difficult access to financing sources. Therefore, this publication focused on selected methods of raising capital that are currently convenient for the MSME sector. The following instruments were analyzed and assessed: crowdfunding aimed at enterprises, loans and credits, considered from the perspective of microfinance, as well as a mortgage loan as a way to finance investment projects. All these forms share a common idea - financial support for the MSME sector in accessing capital. The main aim of the study was to broaden the knowledge of the indicated financial instruments, to present their functioning in Poland in a compact manner and to verify their current structure and availability for enterprises. It should also be emphasized that all the discussed instruments can be used successfully in the booming economy, but they are of particular importance in a downturn. The period covered by the analysis is the perspective of the last dozen or so years, and the geographical scope covers Poland, with reference to examples occurring in other countries.
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language pol
publishDate 2024
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publisherStr Wydawnictwo Uniwersytetu Łódzkiego
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spelling doab-20.500.12854ir-1409592024-07-16T12:51:53Z Wybrane źródła finansowania mikro-, małych i średnich przedsiębiorstw w Polsce Fila, Joanna Grzegorczyk, Elżbieta Paduszyńska, Marta MSMEs funding microfinance crowdfunding mortgage loan The enterprises operate in a competitive and unstable environment, which is considered a normal phenomenon in a free-competitive economy. They constantly look for better and better solutions for the effective functioning of their business. Micro, small and medium-sized enterprises (MSMEs) are a key element of any market economy. These entities are perceived as a group facing numerous barriers, both at the time of their creation and further operation. One of the key limitations, often conditioning the establishment or continuation of operations, is the difficult access to financing sources. Therefore, this publication focused on selected methods of raising capital that are currently convenient for the MSME sector. The following instruments were analyzed and assessed: crowdfunding aimed at enterprises, loans and credits, considered from the perspective of microfinance, as well as a mortgage loan as a way to finance investment projects. All these forms share a common idea - financial support for the MSME sector in accessing capital. The main aim of the study was to broaden the knowledge of the indicated financial instruments, to present their functioning in Poland in a compact manner and to verify their current structure and availability for enterprises. It should also be emphasized that all the discussed instruments can be used successfully in the booming economy, but they are of particular importance in a downturn. The period covered by the analysis is the perspective of the last dozen or so years, and the geographical scope covers Poland, with reference to examples occurring in other countries. 2024-07-16T12:51:37Z 2024-07-16T12:51:37Z 2022 book ONIX_20240716_9788383310183_430 9788383310183 https://directory.doabooks.org/handle/20.500.12854/140959 pol Finanse image/jpeg Attribution-NonCommercial-NoDerivatives 4.0 International https://www.press.uni.lodz.pl/index.php/wul/catalog/book/33 Wydawnictwo Uniwersytetu Łódzkiego electronic 10.18778/8331-018-3 The enterprises operate in a competitive and unstable environment, which is considered a normal phenomenon in a free-competitive economy. They constantly look for better and better solutions for the effective functioning of their business. Micro, small and medium-sized enterprises (MSMEs) are a key element of any market economy. These entities are perceived as a group facing numerous barriers, both at the time of their creation and further operation. One of the key limitations, often conditioning the establishment or continuation of operations, is the difficult access to financing sources. Therefore, this publication focused on selected methods of raising capital that are currently convenient for the MSME sector. The following instruments were analyzed and assessed: crowdfunding aimed at enterprises, loans and credits, considered from the perspective of microfinance, as well as a mortgage loan as a way to finance investment projects. All these forms share a common idea - financial support for the MSME sector in accessing capital. The main aim of the study was to broaden the knowledge of the indicated financial instruments, to present their functioning in Poland in a compact manner and to verify their current structure and availability for enterprises. It should also be emphasized that all the discussed instruments can be used successfully in the booming economy, but they are of particular importance in a downturn. The period covered by the analysis is the perspective of the last dozen or so years, and the geographical scope covers Poland, with reference to examples occurring in other countries. 10.18778/8331-018-3 83bfe9c9-323d-4283-b087-d859fd9af314 9788383310183 electronic open access
spellingShingle MSMEs
funding
microfinance
crowdfunding
mortgage loan
Fila, Joanna
Grzegorczyk, Elżbieta
Paduszyńska, Marta
Wybrane źródła finansowania mikro-, małych i średnich przedsiębiorstw w Polsce
title Wybrane źródła finansowania mikro-, małych i średnich przedsiębiorstw w Polsce
title_full Wybrane źródła finansowania mikro-, małych i średnich przedsiębiorstw w Polsce
title_fullStr Wybrane źródła finansowania mikro-, małych i średnich przedsiębiorstw w Polsce
title_full_unstemmed Wybrane źródła finansowania mikro-, małych i średnich przedsiębiorstw w Polsce
title_short Wybrane źródła finansowania mikro-, małych i średnich przedsiębiorstw w Polsce
title_sort wybrane zrodla finansowania mikro malych i srednich przedsiebiorstw w polsce
topic MSMEs
funding
microfinance
crowdfunding
mortgage loan
topic_facet MSMEs
funding
microfinance
crowdfunding
mortgage loan
url ONIX_20240716_9788383310183_430
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AT paduszynskamarta wybranezrodłafinansowaniamikromałychisrednichprzedsiebiorstwwpolsce