Selected sources of financing for micro, small and medium-sized enterprises in Poland
The enterprises operate in a competitive and unstable environment, which is considered a normal phenomenon in a free-competitive economy. They constantly look for better and better solutions for the effective functioning of their business. Micro, small and medium-sized enterprises (MSMEs) are a key...
সংরক্ষণ করুন:
| প্রধান লেখক: | , , |
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| বিন্যাস: | Online |
| ভাষা: | পোলিশ |
| প্রকাশিত: |
Wydawnictwo Uniwersytetu Łódzkiego
2025
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| বিষয়গুলি: | |
| অনলাইন ব্যবহার করুন: | ONIX_20250307_9788383310183_610 |
| ট্যাগগুলো: |
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| _version_ | 1869519063389044736 |
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| author | Fila, Joanna Grzegorczyk, Elżbieta Paduszyńska, Marta |
| author_browse | Fila, Joanna Grzegorczyk, Elżbieta Paduszyńska, Marta |
| author_facet | Fila, Joanna Grzegorczyk, Elżbieta Paduszyńska, Marta |
| author_sort | Fila, Joanna |
| collection | Directory of Open Access Books |
| description | The enterprises operate in a competitive and unstable environment, which is considered a normal phenomenon in a free-competitive economy. They constantly look for better and better solutions for the effective functioning of their business. Micro, small and medium-sized enterprises (MSMEs) are a key element of any market economy. These entities are perceived as a group facing numerous barriers, both at the time of their creation and further operation. One of the key limitations, often conditioning the establishment or continuation of operations, is the difficult access to financing sources. Therefore, this publication focused on selected methods of raising capital that are currently convenient for the MSME sector. The following instruments were analyzed and assessed: crowdfunding aimed at enterprises, loans and credits, considered from the perspective of microfinance, as well as a mortgage loan as a way to finance investment projects. All these forms share a common idea - financial support for the MSME sector in accessing capital. The main aim of the study was to broaden the knowledge of the indicated financial instruments, to present their functioning in Poland in a compact manner and to verify their current structure and availability for enterprises. It should also be emphasized that all the discussed instruments can be used successfully in the booming economy, but they are of particular importance in a downturn. The period covered by the analysis is the perspective of the last dozen or so years, and the geographical scope covers Poland, with reference to examples occurring in other countries. |
| format | Online |
| id | doab-20.500.12854ir-154428 |
| institution | Directory of Open Access Books |
| language | pol |
| publishDate | 2025 |
| publishDateRange | 2025 |
| publishDateSort | 2025 |
| publisher | Wydawnictwo Uniwersytetu Łódzkiego |
| publisherStr | Wydawnictwo Uniwersytetu Łódzkiego |
| record_format | ojs |
| spelling | doab-20.500.12854ir-1544282025-03-07T13:02:01Z Selected sources of financing for micro, small and medium-sized enterprises in Poland Fila, Joanna Grzegorczyk, Elżbieta Paduszyńska, Marta MSMEs funding microfinance crowdfunding mortgage loan The enterprises operate in a competitive and unstable environment, which is considered a normal phenomenon in a free-competitive economy. They constantly look for better and better solutions for the effective functioning of their business. Micro, small and medium-sized enterprises (MSMEs) are a key element of any market economy. These entities are perceived as a group facing numerous barriers, both at the time of their creation and further operation. One of the key limitations, often conditioning the establishment or continuation of operations, is the difficult access to financing sources. Therefore, this publication focused on selected methods of raising capital that are currently convenient for the MSME sector. The following instruments were analyzed and assessed: crowdfunding aimed at enterprises, loans and credits, considered from the perspective of microfinance, as well as a mortgage loan as a way to finance investment projects. All these forms share a common idea - financial support for the MSME sector in accessing capital. The main aim of the study was to broaden the knowledge of the indicated financial instruments, to present their functioning in Poland in a compact manner and to verify their current structure and availability for enterprises. It should also be emphasized that all the discussed instruments can be used successfully in the booming economy, but they are of particular importance in a downturn. The period covered by the analysis is the perspective of the last dozen or so years, and the geographical scope covers Poland, with reference to examples occurring in other countries. 2025-03-07T13:02:00Z 2025-03-07T13:02:00Z 2022 book ONIX_20250307_9788383310183_610 9788383310183 https://directory.doabooks.org/handle/20.500.12854/154428 pol Finance image/jpeg Attribution-NonCommercial-NoDerivatives 4.0 International https://www.press.uni.lodz.pl/index.php/wul/catalog/book/33 Wydawnictwo Uniwersytetu Łódzkiego electronic 10.18778/8331-018-3 The enterprises operate in a competitive and unstable environment, which is considered a normal phenomenon in a free-competitive economy. They constantly look for better and better solutions for the effective functioning of their business. Micro, small and medium-sized enterprises (MSMEs) are a key element of any market economy. These entities are perceived as a group facing numerous barriers, both at the time of their creation and further operation. One of the key limitations, often conditioning the establishment or continuation of operations, is the difficult access to financing sources. Therefore, this publication focused on selected methods of raising capital that are currently convenient for the MSME sector. The following instruments were analyzed and assessed: crowdfunding aimed at enterprises, loans and credits, considered from the perspective of microfinance, as well as a mortgage loan as a way to finance investment projects. All these forms share a common idea - financial support for the MSME sector in accessing capital. The main aim of the study was to broaden the knowledge of the indicated financial instruments, to present their functioning in Poland in a compact manner and to verify their current structure and availability for enterprises. It should also be emphasized that all the discussed instruments can be used successfully in the booming economy, but they are of particular importance in a downturn. The period covered by the analysis is the perspective of the last dozen or so years, and the geographical scope covers Poland, with reference to examples occurring in other countries. 10.18778/8331-018-3 83bfe9c9-323d-4283-b087-d859fd9af314 9788383310183 electronic open access |
| spellingShingle | MSMEs funding microfinance crowdfunding mortgage loan Fila, Joanna Grzegorczyk, Elżbieta Paduszyńska, Marta Selected sources of financing for micro, small and medium-sized enterprises in Poland |
| title | Selected sources of financing for micro, small and medium-sized enterprises in Poland |
| title_full | Selected sources of financing for micro, small and medium-sized enterprises in Poland |
| title_fullStr | Selected sources of financing for micro, small and medium-sized enterprises in Poland |
| title_full_unstemmed | Selected sources of financing for micro, small and medium-sized enterprises in Poland |
| title_short | Selected sources of financing for micro, small and medium-sized enterprises in Poland |
| title_sort | selected sources of financing for micro small and medium sized enterprises in poland |
| topic | MSMEs funding microfinance crowdfunding mortgage loan |
| topic_facet | MSMEs funding microfinance crowdfunding mortgage loan |
| url | ONIX_20250307_9788383310183_610 |
| work_keys_str_mv | AT filajoanna selectedsourcesoffinancingformicrosmallandmediumsizedenterprisesinpoland AT grzegorczykelzbieta selectedsourcesoffinancingformicrosmallandmediumsizedenterprisesinpoland AT paduszynskamarta selectedsourcesoffinancingformicrosmallandmediumsizedenterprisesinpoland |