EU Informal Debt-Collection Regulation
The book dissects the European Union’s regulatory failure to address abusive informal debt-collection practices, revealing an industry where consumers are left vulnerable to aggressive tactics and inadequate protections. Through a rigorous analysis of EU legal frameworks, historical development, and...
में बचाया:
| मुख्य लेखक: | |
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| स्वरूप: | Online |
| भाषा: | अंग्रेज़ी |
| प्रकाशित: |
Oxford University Press
2025
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| विषय: | |
| ऑनलाइन पहुंच: | https://library.oapen.org/handle/20.500.12657/102404 |
| टैग: |
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| _version_ | 1869517111262445568 |
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| author | Stănescu, Cătălin-Gabriel |
| author_browse | Stănescu, Cătălin-Gabriel |
| author_facet | Stănescu, Cătălin-Gabriel |
| author_sort | Stănescu, Cătălin-Gabriel |
| collection | Directory of Open Access Books |
| description | The book dissects the European Union’s regulatory failure to address abusive informal debt-collection practices, revealing an industry where consumers are left vulnerable to aggressive tactics and inadequate protections. Through a rigorous analysis of EU legal frameworks, historical development, and empirical data, it traces the evolution of debt-collection from body-based enforcement to the commodification of debt as tradeable property. Highlighting the impact of fragmented, inconsistent regulations, the book underscores how industry lobbying and regulatory capture compromise consumer rights, allowing abusive practices to persist unchecked. By examining the legal and social implications of debt commodification, the book questions whether current EU policies strike a necessary balance between financial stability and consumer protection. Case studies, analysis of key EU directives, and discussion of critical CJEU rulings illustrate the systemic nature of regulatory oversight failures. Calling for more effective, unified approaches, this work is an essential resource for policymakers, legal scholars, and practitioners dedicated to reforming debt-collection governance to protect individuals and promote fairness in the credit markets. |
| format | Online |
| id | doab-20.500.12854ir-160266 |
| institution | Directory of Open Access Books |
| language | eng |
| publishDate | 2025 |
| publishDateRange | 2025 |
| publishDateSort | 2025 |
| publisher | Oxford University Press |
| publisherStr | Oxford University Press |
| record_format | ojs |
| spelling | doab-20.500.12854ir-1602662025-05-23T05:38:59Z EU Informal Debt-Collection Regulation Stănescu, Cătălin-Gabriel informal debt-collection, consumer protection, regulatory failure, EU law, EU governance, debt commodification, financial lobbying, abusive practices, privacy rights, credit market regulation, legal framework, legal oversight thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNP Financial law: general thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNT Social law and Medical law::LNTU Consumer protection law thema EDItEUR::1 Place qualifiers::1Q Other geographical groupings: Oceans and seas, historical, political etc::1QF Political, socio-economic, cultural and strategic groupings::1QFE EU (European Union) The book dissects the European Union’s regulatory failure to address abusive informal debt-collection practices, revealing an industry where consumers are left vulnerable to aggressive tactics and inadequate protections. Through a rigorous analysis of EU legal frameworks, historical development, and empirical data, it traces the evolution of debt-collection from body-based enforcement to the commodification of debt as tradeable property. Highlighting the impact of fragmented, inconsistent regulations, the book underscores how industry lobbying and regulatory capture compromise consumer rights, allowing abusive practices to persist unchecked. By examining the legal and social implications of debt commodification, the book questions whether current EU policies strike a necessary balance between financial stability and consumer protection. Case studies, analysis of key EU directives, and discussion of critical CJEU rulings illustrate the systemic nature of regulatory oversight failures. Calling for more effective, unified approaches, this work is an essential resource for policymakers, legal scholars, and practitioners dedicated to reforming debt-collection governance to protect individuals and promote fairness in the credit markets. 2025-05-23T05:38:59Z 2025-05-23T05:38:59Z 2025-05-22T13:44:32Z 2025 book https://library.oapen.org/handle/20.500.12657/102404 https://directory.doabooks.org/handle/20.500.12854/160266 eng open access image/jpeg Attribution-NonCommercial-NoDerivatives 4.0 International https://library.oapen.org/bitstream/20.500.12657/102404/1/9780198966142_WEB.pdf Oxford University Press 10.1093/oso/9780198966159.001.0001 10.1093/oso/9780198966159.001.0001 db4e319f-ca9f-449a-bcf2-37d7c6f885b1 289 Oxford open access |
| spellingShingle | informal debt-collection, consumer protection, regulatory failure, EU law, EU governance, debt commodification, financial lobbying, abusive practices, privacy rights, credit market regulation, legal framework, legal oversight thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNP Financial law: general thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNT Social law and Medical law::LNTU Consumer protection law thema EDItEUR::1 Place qualifiers::1Q Other geographical groupings: Oceans and seas, historical, political etc::1QF Political, socio-economic, cultural and strategic groupings::1QFE EU (European Union) Stănescu, Cătălin-Gabriel EU Informal Debt-Collection Regulation |
| title | EU Informal Debt-Collection Regulation |
| title_full | EU Informal Debt-Collection Regulation |
| title_fullStr | EU Informal Debt-Collection Regulation |
| title_full_unstemmed | EU Informal Debt-Collection Regulation |
| title_short | EU Informal Debt-Collection Regulation |
| title_sort | eu informal debt collection regulation |
| topic | informal debt-collection, consumer protection, regulatory failure, EU law, EU governance, debt commodification, financial lobbying, abusive practices, privacy rights, credit market regulation, legal framework, legal oversight thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNP Financial law: general thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNT Social law and Medical law::LNTU Consumer protection law thema EDItEUR::1 Place qualifiers::1Q Other geographical groupings: Oceans and seas, historical, political etc::1QF Political, socio-economic, cultural and strategic groupings::1QFE EU (European Union) |
| topic_facet | informal debt-collection, consumer protection, regulatory failure, EU law, EU governance, debt commodification, financial lobbying, abusive practices, privacy rights, credit market regulation, legal framework, legal oversight thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNP Financial law: general thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNT Social law and Medical law::LNTU Consumer protection law thema EDItEUR::1 Place qualifiers::1Q Other geographical groupings: Oceans and seas, historical, political etc::1QF Political, socio-economic, cultural and strategic groupings::1QFE EU (European Union) |
| url | https://library.oapen.org/handle/20.500.12657/102404 |
| work_keys_str_mv | AT stanescucatalingabriel euinformaldebtcollectionregulation |