Insuring Cyberinsecurity
Despite the massive costs associated with data breaches, ransomware, viruses, and cyberattacks, most organizations remain thoroughly unprepared to safeguard consumer data. Over the past two decades, the insurance industry has begun offering cyber insurance to help organizations manage cybersecurity...
Αποθηκεύτηκε σε:
| Κύριος συγγραφέας: | |
|---|---|
| Μορφή: | Online |
| Γλώσσα: | Αγγλικά |
| Έκδοση: |
University of California Press
2025
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| Θέματα: | |
| Διαθέσιμο Online: | ONIX_20250929T164423_9780520401501_8 |
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| _version_ | 1869513795315957760 |
|---|---|
| author | Talesh, Shauhin A. |
| author_browse | Talesh, Shauhin A. |
| author_facet | Talesh, Shauhin A. |
| author_sort | Talesh, Shauhin A. |
| collection | Directory of Open Access Books |
| description | Despite the massive costs associated with data breaches, ransomware, viruses, and cyberattacks, most organizations remain thoroughly unprepared to safeguard consumer data. Over the past two decades, the insurance industry has begun offering cyber insurance to help organizations manage cybersecurity and privacy law compliance, while also offering risk management services as part of their insurance packages. These insurers have thus effectively evolved into de facto regulators—yet at the same time, they have failed to effectively curtail cybersecurity breaches. Drawing from interviews, observations, and extensive content analysis of the cyber insurance industry, this book reveals how cyber insurers’ risk management services convey legitimacy to the public and to insureds but fall short of actually improving data security, rendering them largely symbolic. Speaking directly to broader debates on regulatory delegation to nonstate actors, Shauhin A. Talesh proposes a new institutional theory of insurance to explain how insurers shape the content and meaning of privacy law and cybersecurity compliance, offering policy recommendations for how insurers and governments can work together to improve cybersecurity and foster greater algorithmic justice. “An outstanding work.” — Tom Baker, coauthor of Ensuring Corporate Misconduct: How Liability Insurance Undermines Shareholder Litigation “A must-read for socio-legal scholars, regulators, and technologists, and for all concerned about data privacy.” — Robin Stryker, Purdue University “An eye-opening look at how insurance companies shape the meanings of risk, law, and liability.” — Calvin Morrill, coauthor of Navigating Conflict: How Youth Handle Trouble in a High-Poverty School “Essential reading for anyone interested in the intricate ties between insurance and regulation.” — Daniel Schwarcz, University of Minnesota Law School |
| format | Online |
| id | doab-20.500.12854ir-166803 |
| institution | Directory of Open Access Books |
| language | eng |
| publishDate | 2025 |
| publishDateRange | 2025 |
| publishDateSort | 2025 |
| publisher | University of California Press |
| publisherStr | University of California Press |
| record_format | ojs |
| spelling | doab-20.500.12854ir-1668032025-09-30T05:07:37Z Insuring Cyberinsecurity Talesh, Shauhin A. cybersecurity thema EDItEUR::U Computing and Information Technology::UR Computer security thema EDItEUR::U Computing and Information Technology::UT Computer networking and communications::UTN Network security Despite the massive costs associated with data breaches, ransomware, viruses, and cyberattacks, most organizations remain thoroughly unprepared to safeguard consumer data. Over the past two decades, the insurance industry has begun offering cyber insurance to help organizations manage cybersecurity and privacy law compliance, while also offering risk management services as part of their insurance packages. These insurers have thus effectively evolved into de facto regulators—yet at the same time, they have failed to effectively curtail cybersecurity breaches. Drawing from interviews, observations, and extensive content analysis of the cyber insurance industry, this book reveals how cyber insurers’ risk management services convey legitimacy to the public and to insureds but fall short of actually improving data security, rendering them largely symbolic. Speaking directly to broader debates on regulatory delegation to nonstate actors, Shauhin A. Talesh proposes a new institutional theory of insurance to explain how insurers shape the content and meaning of privacy law and cybersecurity compliance, offering policy recommendations for how insurers and governments can work together to improve cybersecurity and foster greater algorithmic justice. “An outstanding work.” — Tom Baker, coauthor of Ensuring Corporate Misconduct: How Liability Insurance Undermines Shareholder Litigation “A must-read for socio-legal scholars, regulators, and technologists, and for all concerned about data privacy.” — Robin Stryker, Purdue University “An eye-opening look at how insurance companies shape the meanings of risk, law, and liability.” — Calvin Morrill, coauthor of Navigating Conflict: How Youth Handle Trouble in a High-Poverty School “Essential reading for anyone interested in the intricate ties between insurance and regulation.” — Daniel Schwarcz, University of Minnesota Law School 2025-09-30T05:07:36Z 2025-09-30T05:07:36Z 2025-09-29T14:47:05Z 2025 book ONIX_20250929T164423_9780520401501_8 https://library.oapen.org/handle/20.500.12657/106180 9780520401501 9780520422575 9780520401518 https://directory.doabooks.org/handle/20.500.12854/166803 eng open access image/jpeg n/a https://library.oapen.org/bitstream/20.500.12657/106180/1/9780520401501.pdf University of California Press University of California Press 10.1525/luminos.243 10.1525/luminos.243 19856893-4bf2-4e3e-9137-c7692d64e4c1 9780520401501 9780520422575 9780520401518 University of California Press 277 Oakland, California open access |
| spellingShingle | cybersecurity thema EDItEUR::U Computing and Information Technology::UR Computer security thema EDItEUR::U Computing and Information Technology::UT Computer networking and communications::UTN Network security Talesh, Shauhin A. Insuring Cyberinsecurity |
| title | Insuring Cyberinsecurity |
| title_full | Insuring Cyberinsecurity |
| title_fullStr | Insuring Cyberinsecurity |
| title_full_unstemmed | Insuring Cyberinsecurity |
| title_short | Insuring Cyberinsecurity |
| title_sort | insuring cyberinsecurity |
| topic | cybersecurity thema EDItEUR::U Computing and Information Technology::UR Computer security thema EDItEUR::U Computing and Information Technology::UT Computer networking and communications::UTN Network security |
| topic_facet | cybersecurity thema EDItEUR::U Computing and Information Technology::UR Computer security thema EDItEUR::U Computing and Information Technology::UT Computer networking and communications::UTN Network security |
| url | ONIX_20250929T164423_9780520401501_8 |
| work_keys_str_mv | AT taleshshauhina insuringcyberinsecurity |