Trends and New Developments in FinTech

This Reprint of the Special Issue titled “Trends and New Developments in FinTech” contains ten papers, eight research articles and two review papers. The topics discussed in the Reprint’s eight research papers include FinTech innovations in banking (risk-scoring models, racial and ethnic disparities...

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Хэвлэсэн: MDPI - Multidisciplinary Digital Publishing Institute 2026
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Онлайн хандалт:ONIX_20260416T142754_9783725854998_48
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collection Directory of Open Access Books
description This Reprint of the Special Issue titled “Trends and New Developments in FinTech” contains ten papers, eight research articles and two review papers. The topics discussed in the Reprint’s eight research papers include FinTech innovations in banking (risk-scoring models, racial and ethnic disparities in mortgage-lending outcomes across different lender types and robo-advising financial services), financial technology development (Lithuania’s FinTech sector development), and financial assets (the use of crypto-assets/currencies in financial payments and the drivers and impacts of wider cryptocurrency adoption). The two review papers deal with the dynamic interaction between financial literacy and higher education using bibliometric analysis and the examination of recent trends and developments between Generative AI (GAI) and finance. Overall, this Reprint offers insights into new FinTech developments in digital banking services such as robo-advising and mortgage-lending activities, the development of FinTech in the Lithuanian economy, and the use of cryptocurrencies and crypto-assets in digital payments. Finally, the review papers discuss the impact of Generative Artificial Intelligence in the area of finance and the significance of financial literacy in education. All papers offer important suggestions, and warnings of potential dangers, in using FinTech in various everyday life activities by retail and institutional market participants. Policy-makers should also heed these recommendations in order to apply prudent policies and regulatory schemes for the benefit of the society as a whole.
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language eng
publishDate 2026
publishDateRange 2026
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publisher MDPI - Multidisciplinary Digital Publishing Institute
publisherStr MDPI - Multidisciplinary Digital Publishing Institute
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spelling doab-20.500.12854ir-1748932026-04-16T17:12:20Z Trends and New Developments in FinTech Laopodis, Nikiforos T. Kostika, Eleftheria Decentralised finance Crypto Assets PSP ESG and green finance Innovation in portfolio theory Central bank digital currencies RegTech SupTech P2P MiCA GenAI thema EDItEUR::W Lifestyle, Hobbies and Leisure::WC Antiques, vintage and collectables::WCF Collecting coins, banknotes, medals and other related items This Reprint of the Special Issue titled “Trends and New Developments in FinTech” contains ten papers, eight research articles and two review papers. The topics discussed in the Reprint’s eight research papers include FinTech innovations in banking (risk-scoring models, racial and ethnic disparities in mortgage-lending outcomes across different lender types and robo-advising financial services), financial technology development (Lithuania’s FinTech sector development), and financial assets (the use of crypto-assets/currencies in financial payments and the drivers and impacts of wider cryptocurrency adoption). The two review papers deal with the dynamic interaction between financial literacy and higher education using bibliometric analysis and the examination of recent trends and developments between Generative AI (GAI) and finance. Overall, this Reprint offers insights into new FinTech developments in digital banking services such as robo-advising and mortgage-lending activities, the development of FinTech in the Lithuanian economy, and the use of cryptocurrencies and crypto-assets in digital payments. Finally, the review papers discuss the impact of Generative Artificial Intelligence in the area of finance and the significance of financial literacy in education. All papers offer important suggestions, and warnings of potential dangers, in using FinTech in various everyday life activities by retail and institutional market participants. Policy-makers should also heed these recommendations in order to apply prudent policies and regulatory schemes for the benefit of the society as a whole. 2026-04-16T17:12:14Z 2026-04-16T17:12:14Z 2025 book ONIX_20260416T142754_9783725854998_48 9783725854998 9783725855001 https://directory.doabooks.org/handle/20.500.12854/174893 eng application/octet-stream Attribution 4.0 International https://mdpi.com/books/ https://mdpi.com/books/pdfview/book/11774 MDPI - Multidisciplinary Digital Publishing Institute 10.3390/books978-3-7258-5500-1 10.3390/books978-3-7258-5500-1 46cabcaa-dd94-4bfe-87b4-55023c1b36d0 9783725854998 9783725855001 216 CH open access
spellingShingle Decentralised finance
Crypto Assets
PSP
ESG and green finance
Innovation in portfolio theory
Central bank digital currencies
RegTech
SupTech
P2P
MiCA
GenAI
thema EDItEUR::W Lifestyle, Hobbies and Leisure::WC Antiques, vintage and collectables::WCF Collecting coins, banknotes, medals and other related items
Trends and New Developments in FinTech
title Trends and New Developments in FinTech
title_full Trends and New Developments in FinTech
title_fullStr Trends and New Developments in FinTech
title_full_unstemmed Trends and New Developments in FinTech
title_short Trends and New Developments in FinTech
title_sort trends and new developments in fintech
topic Decentralised finance
Crypto Assets
PSP
ESG and green finance
Innovation in portfolio theory
Central bank digital currencies
RegTech
SupTech
P2P
MiCA
GenAI
thema EDItEUR::W Lifestyle, Hobbies and Leisure::WC Antiques, vintage and collectables::WCF Collecting coins, banknotes, medals and other related items
topic_facet Decentralised finance
Crypto Assets
PSP
ESG and green finance
Innovation in portfolio theory
Central bank digital currencies
RegTech
SupTech
P2P
MiCA
GenAI
thema EDItEUR::W Lifestyle, Hobbies and Leisure::WC Antiques, vintage and collectables::WCF Collecting coins, banknotes, medals and other related items
url ONIX_20260416T142754_9783725854998_48