Teoretyczne i empiryczne wyzwania związane z ochroną konsumenta na rynku usług finansowych
Consumer protection in the financial services market is currently one of the most important challenges of regulatory and supervisory policy. This results from the growing complexity of financial products, the dynamic development of digital technologies, and the information asymmetry between financia...
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| Ձևաչափ: | Online |
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Wydawnictwo Uniwersytetu Łódzkiego
2026
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| Առցանց հասանելիություն: | ONIX_20260612T144849_9788383318608_29 |
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Չկան պիտակներ, Եղեք առաջինը, ով նշում է այս գրառումը!
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| _version_ | 1869515714555019264 |
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| author | Ziemba, Marika Marcinkowska, Monika R. Stopczyński, Andrzej |
| author_browse | Marcinkowska, Monika R. Stopczyński, Andrzej Ziemba, Marika |
| author_facet | Ziemba, Marika Marcinkowska, Monika R. Stopczyński, Andrzej |
| author_sort | Ziemba, Marika |
| collection | Directory of Open Access Books |
| description | Consumer protection in the financial services market is currently one of the most important challenges of regulatory and supervisory policy. This results from the growing complexity of financial products, the dynamic development of digital technologies, and the information asymmetry between financial institutions and consumers. As the weakest party in financial transactions, consumers are exposed to the risk of making inadequate financial decisions, often due to a lack of knowledge, incomplete information, or disinformation practices._x000D_ Consumer protection develops on the basis of various theoretical models — from paternalistic approaches, which assume public institutions’ intervention in the market offer, to concepts emphasizing consumer autonomy and individual responsibility. Intermediate positions are occupied by information-based models, which ground protection in the provision of reliable and understandable information._x000D_ This volume of the monograph focuses on issues related to effective consumer protection. In particular, it highlights the role and the need for cooperation among three parties: public institutions creating legal and supervisory frameworks, consumers making decisions with limited knowledge, and financial institutions offering often complex products._x000D_ The aim of this study was to propose an optimal model of consumer protection and to formulate recommendations for the regulatory system in Poland. The monograph combines theory, case analysis, and empirical research, offering a comprehensive and innovative examination of consumer protection in the financial services market. |
| format | Online |
| id | doab-20.500.12854ir-177443 |
| institution | Directory of Open Access Books |
| language | pol |
| publishDate | 2026 |
| publishDateRange | 2026 |
| publishDateSort | 2026 |
| publisher | Wydawnictwo Uniwersytetu Łódzkiego |
| publisherStr | Wydawnictwo Uniwersytetu Łódzkiego |
| record_format | ojs |
| spelling | doab-20.500.12854ir-1774432026-06-12T13:39:50Z Teoretyczne i empiryczne wyzwania związane z ochroną konsumenta na rynku usług finansowych Ziemba, Marika Marcinkowska, Monika R. Stopczyński, Andrzej Consumer protection Theory of consumer protection Determinants of consumer decision-making Consumer safety thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNT Social law and Medical law::LNTU Consumer protection law thema EDItEUR::K Economics, Finance, Business and Management::KF Finance and accounting::KFF Finance and the finance industry Consumer protection in the financial services market is currently one of the most important challenges of regulatory and supervisory policy. This results from the growing complexity of financial products, the dynamic development of digital technologies, and the information asymmetry between financial institutions and consumers. As the weakest party in financial transactions, consumers are exposed to the risk of making inadequate financial decisions, often due to a lack of knowledge, incomplete information, or disinformation practices._x000D_ Consumer protection develops on the basis of various theoretical models — from paternalistic approaches, which assume public institutions’ intervention in the market offer, to concepts emphasizing consumer autonomy and individual responsibility. Intermediate positions are occupied by information-based models, which ground protection in the provision of reliable and understandable information._x000D_ This volume of the monograph focuses on issues related to effective consumer protection. In particular, it highlights the role and the need for cooperation among three parties: public institutions creating legal and supervisory frameworks, consumers making decisions with limited knowledge, and financial institutions offering often complex products._x000D_ The aim of this study was to propose an optimal model of consumer protection and to formulate recommendations for the regulatory system in Poland. The monograph combines theory, case analysis, and empirical research, offering a comprehensive and innovative examination of consumer protection in the financial services market. 2026-06-12T13:39:49Z 2026-06-12T13:39:49Z 2025 book ONIX_20260612T144849_9788383318608_29 9788383318608 9788383318592 https://directory.doabooks.org/handle/20.500.12854/177443 pol image/jpeg Attribution-NonCommercial-NoDerivatives 4.0 International https://press.uni.lodz.pl/index.php/wul/pl/catalog/book/1546 Wydawnictwo Uniwersytetu Łódzkiego electronic 10.18778/8331-860-8 Consumer protection in the financial services market is currently one of the most important challenges of regulatory and supervisory policy. This results from the growing complexity of financial products, the dynamic development of digital technologies, and the information asymmetry between financial institutions and consumers. As the weakest party in financial transactions, consumers are exposed to the risk of making inadequate financial decisions, often due to a lack of knowledge, incomplete information, or disinformation practices._x000D_ Consumer protection develops on the basis of various theoretical models — from paternalistic approaches, which assume public institutions’ intervention in the market offer, to concepts emphasizing consumer autonomy and individual responsibility. Intermediate positions are occupied by information-based models, which ground protection in the provision of reliable and understandable information._x000D_ This volume of the monograph focuses on issues related to effective consumer protection. In particular, it highlights the role and the need for cooperation among three parties: public institutions creating legal and supervisory frameworks, consumers making decisions with limited knowledge, and financial institutions offering often complex products._x000D_ The aim of this study was to propose an optimal model of consumer protection and to formulate recommendations for the regulatory system in Poland. The monograph combines theory, case analysis, and empirical research, offering a comprehensive and innovative examination of consumer protection in the financial services market. 10.18778/8331-860-8 83bfe9c9-323d-4283-b087-d859fd9af314 9788383318608 9788383318592 electronic open access |
| spellingShingle | Consumer protection Theory of consumer protection Determinants of consumer decision-making Consumer safety thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNT Social law and Medical law::LNTU Consumer protection law thema EDItEUR::K Economics, Finance, Business and Management::KF Finance and accounting::KFF Finance and the finance industry Ziemba, Marika Marcinkowska, Monika R. Stopczyński, Andrzej Teoretyczne i empiryczne wyzwania związane z ochroną konsumenta na rynku usług finansowych |
| title | Teoretyczne i empiryczne wyzwania związane z ochroną konsumenta na rynku usług finansowych |
| title_full | Teoretyczne i empiryczne wyzwania związane z ochroną konsumenta na rynku usług finansowych |
| title_fullStr | Teoretyczne i empiryczne wyzwania związane z ochroną konsumenta na rynku usług finansowych |
| title_full_unstemmed | Teoretyczne i empiryczne wyzwania związane z ochroną konsumenta na rynku usług finansowych |
| title_short | Teoretyczne i empiryczne wyzwania związane z ochroną konsumenta na rynku usług finansowych |
| title_sort | teoretyczne i empiryczne wyzwania zwiazane z ochrona konsumenta na rynku uslug finansowych |
| topic | Consumer protection Theory of consumer protection Determinants of consumer decision-making Consumer safety thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNT Social law and Medical law::LNTU Consumer protection law thema EDItEUR::K Economics, Finance, Business and Management::KF Finance and accounting::KFF Finance and the finance industry |
| topic_facet | Consumer protection Theory of consumer protection Determinants of consumer decision-making Consumer safety thema EDItEUR::L Law::LN Laws of specific jurisdictions and specific areas of law::LNT Social law and Medical law::LNTU Consumer protection law thema EDItEUR::K Economics, Finance, Business and Management::KF Finance and accounting::KFF Finance and the finance industry |
| url | ONIX_20260612T144849_9788383318608_29 |
| work_keys_str_mv | AT ziembamarika teoretyczneiempirycznewyzwaniazwiazanezochronakonsumentanarynkuusługfinansowych AT marcinkowskamonika teoretyczneiempirycznewyzwaniazwiazanezochronakonsumentanarynkuusługfinansowych AT rstopczynskiandrzej teoretyczneiempirycznewyzwaniazwiazanezochronakonsumentanarynkuusługfinansowych |