Obvladovanje kreditnega tveganja pri bančnem poslovanju
Risk in banking business can not be avoided because the latter is strongly embedded in the very nature of it and banks should therefore be aware of the importance of effective risk management, encompassing the identification, measurement and assessment of each type of risk. Risk management can be im...
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| Auteurs principaux: | , |
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| Format: | Online |
| Langue: | slovène |
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Institute for Local Self-Government and Public Procurement Maribor
2021
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| Accès en ligne: | 620461 |
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| _version_ | 1869517044640120832 |
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| author | Oplotnik, Žan Jan Eichmeier, Vesna |
| author_browse | Eichmeier, Vesna Oplotnik, Žan Jan |
| author_facet | Oplotnik, Žan Jan Eichmeier, Vesna |
| author_sort | Oplotnik, Žan Jan |
| collection | Directory of Open Access Books |
| description | Risk in banking business can not be avoided because the latter is strongly embedded in the very nature of it and banks should therefore be aware of the importance of effective risk management, encompassing the identification, measurement and assessment of each type of risk. Risk management can be important source of gaining competitive advantage and a way to survive in the world of banking. One of the most important risk in bank is the credit risk. Credit risk can be defined as the potential that a bank borrower or counterparty will fail to meet its obligations. The goal of credit risk management is to maximise bank´s risk-adjusted rate of return by maintaining credit risk exposure within acceptable parameters. Banks need to manage the credit risk inherent in the entire portfolio as well as the risk in invidual credits of transaction. Banks should also consider the relationships between credit risk and other risks. The effective management of credit risk is a comprehensive component of a comprehensive approach to risk management and essential to the long-term success of bank. Risk management is usualy regulated by bank directives, prescriptions, where the most important in Slovenia is the Law about banking with under law acts. |
| format | Online |
| id | doab-20.500.12854ir-38276 |
| institution | Directory of Open Access Books |
| language | slv |
| publishDate | 2021 |
| publishDateRange | 2021 |
| publishDateSort | 2021 |
| publisher | Institute for Local Self-Government and Public Procurement Maribor |
| publisherStr | Institute for Local Self-Government and Public Procurement Maribor |
| record_format | ojs |
| spelling | doab-20.500.12854ir-382762025-02-05T08:56:30Z Obvladovanje kreditnega tveganja pri bančnem poslovanju Oplotnik, Žan Jan Eichmeier, Vesna credit risk management credit risk banking business effective management thema EDItEUR::J Society and Social Sciences::JP Politics and government::JPH Political structure and processes Risk in banking business can not be avoided because the latter is strongly embedded in the very nature of it and banks should therefore be aware of the importance of effective risk management, encompassing the identification, measurement and assessment of each type of risk. Risk management can be important source of gaining competitive advantage and a way to survive in the world of banking. One of the most important risk in bank is the credit risk. Credit risk can be defined as the potential that a bank borrower or counterparty will fail to meet its obligations. The goal of credit risk management is to maximise bank´s risk-adjusted rate of return by maintaining credit risk exposure within acceptable parameters. Banks need to manage the credit risk inherent in the entire portfolio as well as the risk in invidual credits of transaction. Banks should also consider the relationships between credit risk and other risks. The effective management of credit risk is a comprehensive component of a comprehensive approach to risk management and essential to the long-term success of bank. Risk management is usualy regulated by bank directives, prescriptions, where the most important in Slovenia is the Law about banking with under law acts. 2021-02-10T12:58:18Z 2016-11-29 00:00:00 2020-04-01T13:55:40Z 2013 book 620461 OCN: 1030822552 http://library.oapen.org/handle/20.500.12657/31976 9789616842174 https://directory.doabooks.org/handle/20.500.12854/38276 slv open access image/jpeg image/jpeg image/jpeg image/jpeg image/jpeg n/a n/a n/a n/a n/a https://library.oapen.org/bitstream/20.500.12657/31976/1/620461.pdf https://library.oapen.org/bitstream/20.500.12657/31976/1/620461.pdf https://library.oapen.org/bitstream/20.500.12657/31976/1/620461.pdf https://library.oapen.org/bitstream/20.500.12657/31976/1/620461.pdf https://library.oapen.org/bitstream/20.500.12657/31976/1/620461.pdf Institute for Local Self-Government and Public Procurement Maribor 10.4335/97.961.6842.17.4(2013) 10.4335/97.961.6842.17.4(2013) 695bceb8-a344-4c20-81d1-79c7b06d1de1 9789616842174 65 open access |
| spellingShingle | credit risk management credit risk banking business effective management thema EDItEUR::J Society and Social Sciences::JP Politics and government::JPH Political structure and processes Oplotnik, Žan Jan Eichmeier, Vesna Obvladovanje kreditnega tveganja pri bančnem poslovanju |
| title | Obvladovanje kreditnega tveganja pri bančnem poslovanju |
| title_full | Obvladovanje kreditnega tveganja pri bančnem poslovanju |
| title_fullStr | Obvladovanje kreditnega tveganja pri bančnem poslovanju |
| title_full_unstemmed | Obvladovanje kreditnega tveganja pri bančnem poslovanju |
| title_short | Obvladovanje kreditnega tveganja pri bančnem poslovanju |
| title_sort | obvladovanje kreditnega tveganja pri bancnem poslovanju |
| topic | credit risk management credit risk banking business effective management thema EDItEUR::J Society and Social Sciences::JP Politics and government::JPH Political structure and processes |
| topic_facet | credit risk management credit risk banking business effective management thema EDItEUR::J Society and Social Sciences::JP Politics and government::JPH Political structure and processes |
| url | 620461 |
| work_keys_str_mv | AT oplotnikzanjan obvladovanjekreditnegatveganjapribancnemposlovanju AT eichmeiervesna obvladovanjekreditnegatveganjapribancnemposlovanju |