Resilience of US metropolitan areas to the 2008 financial crisis

This chapter seeks to explain why only a minority of US metropolitan areas enjoyed quicker recovery and higher levels of economic growth following the 2008 banking crisis and recession of 2007‒2009. An uneven pattern of growth came into being over the course of the recession and persisted through 20...

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Huvudupphov: Nicholas Kreston, Dariusz Wójcik
Materialtyp: Online
Språk:engelska
Utgiven: Edward Elgar Publishing 2021
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author Nicholas Kreston
Dariusz Wójcik
author_browse Dariusz Wójcik
Nicholas Kreston
author_facet Nicholas Kreston
Dariusz Wójcik
author_sort Nicholas Kreston
collection Directory of Open Access Books
description This chapter seeks to explain why only a minority of US metropolitan areas enjoyed quicker recovery and higher levels of economic growth following the 2008 banking crisis and recession of 2007‒2009. An uneven pattern of growth came into being over the course of the recession and persisted through 2013, evident in both total employment and on a sectoral basis. Using cluster analysis, we characterize the best performing group of metropolitan areas as exhibiting less economic sectorial diversity than average and lower rates of subprime mortgages as a share of all households. The worst performing areas show the highest average rates of household distress as well as bank failures. The most consistent pattern among our variables was that gradually worsening growth outcomes were associated with increasingly larger subprime mortgage and HAMP concentrations. Our findings recommend further research into the conditions of financial distress among metropolitan areas as well as into the nature of sector specialization, as both potential factor affecting growth.
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spelling doab-20.500.12854ir-634982023-12-20T15:54:23Z Resilience of US metropolitan areas to the 2008 financial crisis Nicholas Kreston Dariusz Wójcik HG1-9999 HD72-88 insurance and real estate (FIRE) metropolitan statistical area (MSA) economic specialization subprime mortgages financial crisis resilience finance bic Book Industry Communication::W Lifestyle, sport & leisure::WC Antiques & collectables::WCF Coins, banknotes, medals, seals (numismatics) This chapter seeks to explain why only a minority of US metropolitan areas enjoyed quicker recovery and higher levels of economic growth following the 2008 banking crisis and recession of 2007‒2009. An uneven pattern of growth came into being over the course of the recession and persisted through 2013, evident in both total employment and on a sectoral basis. Using cluster analysis, we characterize the best performing group of metropolitan areas as exhibiting less economic sectorial diversity than average and lower rates of subprime mortgages as a share of all households. The worst performing areas show the highest average rates of household distress as well as bank failures. The most consistent pattern among our variables was that gradually worsening growth outcomes were associated with increasingly larger subprime mortgage and HAMP concentrations. Our findings recommend further research into the conditions of financial distress among metropolitan areas as well as into the nature of sector specialization, as both potential factor affecting growth. 2021-02-12T10:27:56Z 2021-02-12T10:27:56Z 2019-06-12 12:13:18 2018 chapter 33626 https://directory.doabooks.org/handle/20.500.12854/63498 eng image/jpeg Attribution-NonCommercial-NoDerivatives 4.0 International https://www.elgaronline.com/view/edcoll/9781785360282/9781785360282.00012.xml Edward Elgar Publishing 10.4337/9781785360299.00012 10.4337/9781785360299.00012 01ceac28-75b4-492a-8eec-f9b98bc6b28c 9781785360299 9781785360282 19 open access
spellingShingle HG1-9999
HD72-88
insurance
and real estate (FIRE)
metropolitan statistical area (MSA)
economic specialization
subprime mortgages
financial crisis
resilience
finance
bic Book Industry Communication::W Lifestyle, sport & leisure::WC Antiques & collectables::WCF Coins, banknotes, medals, seals (numismatics)
Nicholas Kreston
Dariusz Wójcik
Resilience of US metropolitan areas to the 2008 financial crisis
title Resilience of US metropolitan areas to the 2008 financial crisis
title_full Resilience of US metropolitan areas to the 2008 financial crisis
title_fullStr Resilience of US metropolitan areas to the 2008 financial crisis
title_full_unstemmed Resilience of US metropolitan areas to the 2008 financial crisis
title_short Resilience of US metropolitan areas to the 2008 financial crisis
title_sort resilience of us metropolitan areas to the 2008 financial crisis
topic HG1-9999
HD72-88
insurance
and real estate (FIRE)
metropolitan statistical area (MSA)
economic specialization
subprime mortgages
financial crisis
resilience
finance
bic Book Industry Communication::W Lifestyle, sport & leisure::WC Antiques & collectables::WCF Coins, banknotes, medals, seals (numismatics)
topic_facet HG1-9999
HD72-88
insurance
and real estate (FIRE)
metropolitan statistical area (MSA)
economic specialization
subprime mortgages
financial crisis
resilience
finance
bic Book Industry Communication::W Lifestyle, sport & leisure::WC Antiques & collectables::WCF Coins, banknotes, medals, seals (numismatics)
url 33626
work_keys_str_mv AT nicholaskreston resilienceofusmetropolitanareastothe2008financialcrisis
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