Ring-Fencing in Europe

This dissertation explores structural reforms for banks that stipulate the separation of deposit-taking and other services considered vital to the real economy from certain investment banking activities deemed particularly risky with the aim of, inter alia, mitigating systemic risk and the too-big-t...

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Glavni autor: Oppolzer, Konstantin
Format: Online
Jezik:engleski
Izdano: Nomos Verlagsgesellschaft mbH & Co. KG 2021
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author Oppolzer, Konstantin
author_browse Oppolzer, Konstantin
author_facet Oppolzer, Konstantin
author_sort Oppolzer, Konstantin
collection Directory of Open Access Books
description This dissertation explores structural reforms for banks that stipulate the separation of deposit-taking and other services considered vital to the real economy from certain investment banking activities deemed particularly risky with the aim of, inter alia, mitigating systemic risk and the too-big-to-fail problem. These structural reforms can collectively be referred to as “ring-fencing”. The focus of the dissertation is on the legal developments on a European Union level and in the United Kingdom, Germany and Switzerland, which are home to Europe’s most important financial centres. The dissertation is divided into three parts: In its first part, it establishes a concept and a definition of ring-fencing that allow to distinguish it from related bank structural reforms. In its second part, it assesses legislative steps already taken in the European Union and the withdrawal of the file by the European Commission and discusses potential alternatives for installing a union-wide ring-fence. In its third part, a legal comparative analysis is conducted, discussing conceptual differences in national bank structural reform legislation in the United Kingdom, Germany and Switzerland and exploring whether the countries adopted legislation that matches the concept and definition of ring-fencing established in the first part. Altogether, the dissertation contributes to the terminology and classification of existing and future ring-fencing initiatives and paints a comprehensive picture of current developments and prospects on EU level. It furthermore highlights structural differences of national approaches of Europe's three most important financial centres, and casts light on Switzerland’s unique yet barely recognized ring-fencing efforts.
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publisher Nomos Verlagsgesellschaft mbH & Co. KG
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spelling doab-20.500.12854ir-711052025-08-13T14:12:22Z Ring-Fencing in Europe Oppolzer, Konstantin bank separation ring-fencing structural reform retail banking investment banking Liikanen Report Volcker rule Glass-Steagall Vickers Report banking reform thema EDItEUR::L Law thema EDItEUR::L Law This dissertation explores structural reforms for banks that stipulate the separation of deposit-taking and other services considered vital to the real economy from certain investment banking activities deemed particularly risky with the aim of, inter alia, mitigating systemic risk and the too-big-to-fail problem. These structural reforms can collectively be referred to as “ring-fencing”. The focus of the dissertation is on the legal developments on a European Union level and in the United Kingdom, Germany and Switzerland, which are home to Europe’s most important financial centres. The dissertation is divided into three parts: In its first part, it establishes a concept and a definition of ring-fencing that allow to distinguish it from related bank structural reforms. In its second part, it assesses legislative steps already taken in the European Union and the withdrawal of the file by the European Commission and discusses potential alternatives for installing a union-wide ring-fence. In its third part, a legal comparative analysis is conducted, discussing conceptual differences in national bank structural reform legislation in the United Kingdom, Germany and Switzerland and exploring whether the countries adopted legislation that matches the concept and definition of ring-fencing established in the first part. Altogether, the dissertation contributes to the terminology and classification of existing and future ring-fencing initiatives and paints a comprehensive picture of current developments and prospects on EU level. It furthermore highlights structural differences of national approaches of Europe's three most important financial centres, and casts light on Switzerland’s unique yet barely recognized ring-fencing efforts. 2021-07-09T02:00:59Z 2021-07-09T02:00:59Z 2021-07-08T11:28:30Z 2019 book ONIX_20210708_9783748903451_93 OCN: 1151527977 https://library.oapen.org/handle/20.500.12657/49891 9783748903451 https://directory.doabooks.org/handle/20.500.12854/71105 eng Studien zum Bank-, Börsen- und Kapitalmarktrecht open access image/jpeg image/jpeg image/jpeg Attribution-NonCommercial-NoDerivatives 4.0 International Attribution-NonCommercial-NoDerivatives 4.0 International Attribution-NonCommercial-NoDerivatives 4.0 International https://library.oapen.org/bitstream/20.500.12657/49891/1/9783748903451.pdf https://library.oapen.org/bitstream/20.500.12657/49891/1/9783748903451.pdf https://library.oapen.org/bitstream/20.500.12657/49891/1/9783748903451.pdf Nomos Verlagsgesellschaft mbH & Co. KG 10.5771/9783748903451. 10.5771/9783748903451. 20c8b06d-3b2b-4af2-acda-fbcfdfea5744 Schweizerischer Nationalfonds zur Förderung der Wissenschaftlichen Forschung 07f61e34-5b96-49f0-9860-c87dd8228f26 9783748903451 Swiss National Science Foundation (SNF) Baden-Baden 10BP12_189510 Open Access Books open access
spellingShingle bank separation
ring-fencing
structural reform
retail banking
investment banking
Liikanen Report
Volcker rule
Glass-Steagall
Vickers Report
banking reform
thema EDItEUR::L Law
thema EDItEUR::L Law
Oppolzer, Konstantin
Ring-Fencing in Europe
title Ring-Fencing in Europe
title_full Ring-Fencing in Europe
title_fullStr Ring-Fencing in Europe
title_full_unstemmed Ring-Fencing in Europe
title_short Ring-Fencing in Europe
title_sort ring fencing in europe
topic bank separation
ring-fencing
structural reform
retail banking
investment banking
Liikanen Report
Volcker rule
Glass-Steagall
Vickers Report
banking reform
thema EDItEUR::L Law
thema EDItEUR::L Law
topic_facet bank separation
ring-fencing
structural reform
retail banking
investment banking
Liikanen Report
Volcker rule
Glass-Steagall
Vickers Report
banking reform
thema EDItEUR::L Law
thema EDItEUR::L Law
url ONIX_20210708_9783748903451_93
work_keys_str_mv AT oppolzerkonstantin ringfencingineurope